Kennesaw State University College of Humanities and Social Sciences Curriculum Committee

Speakers at 2011 SAUPO

Ani Agnihotri, President & CEO, IIIrd Millennium Technologies; Chair, USA India Business Summit
Agnihotri is the Founder and Managing Partner of US India Business and Research Center, a management consulting company that provides custom market research and service on setting up country operations, joint ventures and M&A. He is also the President & CEO of IIIrd Millennium Technologies, Inc., an Atlanta-based company that provides IT and outsourcing solutions. In the past 23 years, Agnihotri has worked within a wide range of industries including BPO, KPO, software development, and consumer products. He currently serves as India's consultant for the Metro Atlanta Chamber of Commerce as well as for the Georgia Economic Development Department. He is an Honorable Adviser to the State Government of Chhattisgarh in India. Agnihotri is Founder and Program Chair of USA India Business Summit and has served on the Georgia-Indo American Chamber of Commerce, and the Indo-Jewish Coalition. He is the current Chairman of the Asian American Heritage Foundation in Georgia. He has shared the platform with leaders such as The Honorable Mikhail Gorbachev, Former USSR President, F.W. De Klerk, Former President of South Africa, and Honorable Narasimha Rao, Prime Minister of India. In 2010, Agnihotri was named a finalist for the 2010 Governor’s International Awards by Atlanta Business Chronicle. In January 2011, Georgia Trend named Ani as one of the 100 most influential Georgians.
Ilan Alon, Chair of International Business & Director of The China Center at Rollins College, Visiting Scholar & Asia fellow at Harvard University
Ilan Alon is Cornell Chair of International Business, and Director of The China Center at Rollins College, and Visiting Scholar & Asia Fellow at Harvard University. He has published 24 books and over 100 peer-reviewed articles and chapters. His recent books on China include “Chinese Culture, Organizational Behavior and International Business Management” (Greenwood, 2003), “Chinese Economic Transition and International Marketing Strategy” (Greenwood, 2003), "Business and Management Education in China: Transition, Pedagogy and Training" (World Scientific, 2005), "The Globalization of Chinese Enterprises" (Palgrave, 2008), "Biographical Dictionary of New Chinese Entrepreneurs and Business Leaders" (Edward Elgar Publishing, 2009), "China Rules" ( (Palgrave, 2009), and "A Guide to the Top 100 Companies in China" (World Scientific, 2010).
Dr. Chang-Hee Choi, President of Cyprus investments & Vice President of Superior Essex, a LS Wire company (Korea)
Dr. Choi is the President of Cyprus Investments, and Vice President of Superior Essex, a LS Wire company from Korea ( He was also a Visiting Scholar in Aachen, Germany. Dr. Choi received his Ph.D. in Material Science from Seoul National University, Seoul, Korea.
Sandeep Dadlani – Vice President, Infosys
Sandeep Dadlani is Vice-President and Head-Americas for the Retail, CPG and Logistics Unit at Infosys. He leads a global team of more than 8000 team members in the US, India, China and Singapore for this unit.  He is the executive sponsor for Infosys initiatives in the areas of digital/shopper marketing, mobile marketing and Sustainability offerings. He has authored several white papers in the areas of Innovation, Business Transformation and Shared Services. He has been often quoted in publications like Forbes, Business Week, Supermarket News, CGT, Stores, and other industry publications. He regularly speaks at industry forums like Consumer Goods Technology and at Infosys Investor/Analyst meetings. He is also on the United Nations Global Compact Advisory Board for Sustainability.

Sandeep has almost 15 years of operations, product management and IT consulting experience between Citigroup and Infosys. He has helped Infosys’ Retail ,CPG & Logistics clients become more competitive by delivering results on large IT programs and embracing the global delivery model. He sits on the transformation advisory and steering committee boards on several transformation programs at CPG companies. At Citigroup, Sandeep helped transition a significant portion of Citibank’s cash management business processes to their captive operations in India. Sandeep holds an MBA (Finance) and an Electronics Engineering degree

Mr. Yoshi Domoto, Executive Director of the Japan American Society of Georgia

Since 2004, Kazuyoshi “Yoshi” Domoto has dedicated his career to promoting the mutual understanding between the people of Japan and Georgia through his work with The Japan-America Society of Georgia. Committed to the belief that cultural exchange and business development are key elements in bridging Japan and Georgia, Yoshi has worked tirelessly to expand innovative programs, practices and services to the Georgia community that have resulted in a stronger relationship between the people of Japan and Georgia. Before joining the JASG, Yoshi was accepted in the Japan Exchange and Teaching (JET) program, a celebrated Japanese government program aimed to promoting grass-roots international exchange between Japan and other nations. As an Assistant Language Teacher (ALT) in the program, he created lessons and taught conversational and technical English at Yodogawa Technical High School in Osaka, Japan. Yoshi received a Bachelor of Arts in Communications from Atlanta’s Oglethorpe University and is currently seeking an MA in Applied Linguistics and ESL from Georgia State University.

Mr. Adel Elmankabady, Principal & Chief Marketing Officer Georgia Center for Foreign Investment and Development (GCFID)

Adel Elmankabady is Principal and Chief Marketing Officer of Georgia Center for Foreign Investment and Development (“GCFID”), the first United States Citizenship and Immigration Service (“USCIS”) designated Regional Center in the State of Georgia. The purpose of GCFID is to create jobs and economic growth through the investment and development of real estate projects throughout Georgia. Mr. Elmankabady has more than twenty years of real estate experience with specific expertise in sales and marketing throughout the United States and Middle East. His vast experience has enabled him to successfully obtain the following special designations: Real Estate Investment Specialist, Certified REO Specialist, Real Estate Auctions Specialist, and Institute for Real Estate Policy Resident. Previously, Mr. Elmankabady was a Commercial Real Estate Agent with Coldwell Banker and Prudential Georgia. Mr. Elmankabady is an active member of the Georgia Commercial Board of Realtors where he currently resides on three executive committees. Specifically, in 2003, he founded the Commercial Real Estate Forum, which invites like-minded firms to share available opportunities within the commercial real estate market. In his spare time, Mr. Elmankabady teaches several commercial real estate investment classes throughout the state of Georgia. He was born in Cairo, Egypt and graduated from the University of Cairo.

Dr. John Endicott, President, Woosong University (Korea)

Dr. Endicott, President of Woosong University SolBridge International, is Professor Emeritus at Georgia Tech’s Sam Nunn School of International Affairs where he established the Center for International Strategy, Technology, and Policy. His books include Japan’s Nuclear Option (author), The Politics of East Asia (co-author), American Defense Policy (co-editor and contributor), Regional Security Issues (co-author), and U.S. Foreign Policy: History, Process, and Policy (co-author). As an officer of the United States Air Force, he held the positions of Deputy Head of the Political Science Department at the United States Air Force Academy; Director, International Affairs for the Planning Directorate of Air Force Headquarters, the Pentagon; Deputy Air Force Representative to the Military Staff Committee of the Security Council, the United Nations; and Associate Dean of the National War College. Dr. Endicott has served as Chairman of the Interim Secretariat of the Limited Nuclear Weapons-Free Zone for Northeast Asia since 1996. Both Dr. Endicott and the Limited Nuclear Weapons Free Zone for Northeast Asia Program were nominated for the 2005 and 2009 Nobel Peace Prize. 

Mr. Jay Eun, President of the Korean American Association of Greater Atlanta, President at Golden Stella Inc.

Mr. Eun currently serves as the 28 and 29th president of the Korean American Association of Greater Atlanta and continues to work to build bridges with the mainstream community of metro Atlanta in economic, religious, and cultural affairs. He also has served as chairman of the Korean American Political Action Committee of Atlanta, which promoted voter registration by Korean Americans who had gained their citizenship and helped these voters get to the polls. He has been an ardent supporter of voter registration and participation in the political process as a way for Korean Americans to build bridges with mainstream American society and secure the full integration of Korean Americans into American life. He also has been active in economic development on behalf of Korean Americans and mainstream businesses.
• Republic of Korea Prime Minister Award 2004.
• 25 most influential Asian American in GA. By Asian Times & Home Depot.
• Outstanding Georgia Citizen 2009 by Secretary of State, Karen C. Handel
• 2010 Public Service Award- Gwinnett Georgia Chamber of Commerce.
• 2010 The Honorable Korean American Award- Korean American Foundation USA.

Guanming Fang, Attorney, Womble Carlyle Sandridge & Rice, PLLC

Guanming Fang is the team leader of theWomble Carlyle Sandridge & Rice, PLLC, China Initiative. She advises clients in their mergers and acquisitions, strategic alliances, private equity transactions, technology licensings and other transactions. Guanming has represented clients across a broad range of industries, including manufacturing, distribution, business service, life science, and information technology. Guanming was born and raised in China. Her bi-lingual and bi-cultural background enables her to explain complex U.S. legal principles and business issues in a language and manner that is easy for her Chinese clients to understand. She also uses this unique background to help U.S. companies navigate the intricate political, legal, economic and relationship web in China. Guanming has represented Chinese manufacturers in their expansion into the U.S. market. She has also negotiated, on behalf of U.S. companies, various contracts with Chinese entities and assisted U.S. companies in their expansion into the Chinese market, including establishing representative offices and wholly-owned subsidiaries. Guanming co-founded Georgia China Alliance in 2004, a non-profit organization devoted to promoting business exchanges between the U.S. and China, and currently serves as its chair.

Mr. Alex Gregory, President & CEO YKK Corporation of America

Alex Gregory began his career with YKK America Group in 1973 when he joined YKK Industries -- now YKK (U.S.A.) Inc. (YKK USA) -- as one of its first American employees. At the Company’s then new Macon manufacturing operation, he held positions of increasing responsibilities -- first as manager of the weaving department, then as assistant vice president of manufacturing, and later as vice president and senior vice president of manufacturing. In the autumn of 1991, he joined YKK Corporation of America in its Atlanta headquarters as senior vice president of corporate planning. In 2000, he was promoted to executive vice president, corporate development, and in 2001 he was named president and CEO. In 2004, he was named the first non-Japanese Group Officer for YKK Corporation in Japan. In 2008, he was elected to YKK Corporation’s Board of Directors in Japan as YKK’s first non-Japanese Director. Gregory is a graduate of Georgia Tech from which he holds a degree in textile engineering. He also holds graduate degrees from Georgia College & State University. Gregory and wife Glenda have two married children: a daughter, Kristen, and a son, Alex III. They also have two granddaughters, Emma and Mya, and a grandson, Alex IV.

James Hoadley, Associate Director, Georgia Tech CIBER

James Hoadley is the Associate Director Georgia Tech CIBER. He lived in Japan for nearly eight years, where he worked for Seiko Epson Corporation. He also worked as Human Resources manager for a Japanese-owned auto parts supplier in South Carolina before coming to Georgia Tech. He has an MBA from Georgia Tech and a graduate diploma in foreign language teaching and B.A. in international studies from the University of South Carolina. He is fluent in Japanese. James also has expertise in ASEAN countries and globalization.

Tae In Kim, President of Hyosung Motors America, Inc.

2004-2009: Managing Director of Marketing & Sales Division, S&T Dynamics Co. Ltd., Korea
2003-2004: President of Sebit Co. LTD, Korea
1996 -2003: General Manager of Industrial Vehicle export marketing and sales department, Daewoo Heavy Industries & Machinery Ltd.
2002: Project Chief Manager, DHI's Industrial Vehicle Division
2001: Project Chief Manager, Daewoo UK Forklift Sales
1997-2001: General Manager, Marketing & Sales, New Generation G-5 Forklift Truck Development

Ms. Yonni Kim, Arnall Golden Gregory, LLP

Ms. Kim is a native of Seoul, Korea, and works in the Corporate Practice Group for Arnall Golden Gregory, LLP, with an emphasis on business transactions and economic development. Her particular focus is on Southeastern US businesses who conduct business in Korea and Germany. She passed the first and second Staatsexamen in Germany and is qualified as a Rechtsassessorin, or German lawyer. Ms. Kim also spent five years in a variety of positions in Frankfurt, Seoul and New York City as part of a post-graduate practical law training rotation program supervised by the State Court of Hessia at Frankfurt, including a period of practice with the Seoul law firm of Kim & Chang. In addition, she serves as Director of Regional Development for the Korean-Southeast United States Chamber of Commerce, and in 2007 was named "Member of the Year." She also serves on the Board of Trustees of the Georgia council for International Visitors, a nonprofit, community-based organzation whose mission is to build cross-cultural understanding and mutually beneficial personal and professional relationships between Georgians and leading citizens from around the world.

C.N. (Madhu) Madhusudan, Founder & CEO, VectorSpan Inc.

Madhu Madhusudan is an accomplished executive with over 25 years experience in setting up, acquiring and operating businesses in Europe, India and the United States. Madhu specializes in launching new businesses, turning around management, outsourcing, strategic investments, and acquisitions. As an early member of the team that built NIIT in India, Madhu held key roles in setting up NIIT’s Bangalore operations, turning around NIIT’s Mumbai operations, and establishing NIIT’s HR, IS and Corporate Planning functions. In 1991, Madhu relocated to the U. S. to build NIIT’s first overseas presence. Under his leadership, NIIT USA became its largest overseas operation and was nominated twice for the Atlanta International Business Award. Madhu is currently the founder & CEO of VectorSpan Inc., an enterprise focused on enabling companies to plan their growth/exit strategy, cross border transactions and integration. Madhu is the President of TiE Atlanta, and has served as Chairman of the Board for the Georgia Indo-American Chamber of Commerce. He is a member on the Board of ThinkSoft Global Services Ltd. In 2007, Madhu was named one of the "Outstanding 50 Asian Americans in Business Award" for innovation, leadership and vision in business. He studied at the St. Joseph’s College, Bangalore, The Indian Institute of Management, Ahmedabad, and the Harvard Business School.

Mark E. Mendenhall, Ph.D., J. Burton Frierson Chair of Excellence in Business Leadership and The Kozai Group, Inc.

Mark E. Mendenhall holds the J. Burton Frierson Chair of Excellence in Business Leadership at the University of Tennessee, Chattanooga where he teaches leadership and global management in the Executive MBA and MBA programs at UTC.  He is also a partner in the Kozai Group, Inc., a consulting firm that specializes in the assessment and development of global leadership competencies in international managers (see: Dr. Mendenhall has consulted for IBM-Asia Pacific, IBM-Japan, Japan Airlines Corporate Academy, National Aeronautic and Space Administration (NASA), Boeing, General Motors, JCB, Monsanto, Molex, U.S. Army, World Aviation Services, Inc., Blue-Cross Blue-Shield, Unum, Louisiana Pacific, The Public Education Foundation, and The Dixie Group. He has published over 70 academic journal articles and book chapters in such journals as Sloan Management Review, Academy of Management Review, Journal of International Business Studies, Human Relations, Organizational Dynamics, Human Resource Management, Management International Review, and Journal of Management Inquiry, and has authored/edited a dozen books, including:  Global Leadership: Research, Practice and Development. (2008, Routlege; with A. Bird, M. Maznevski, G. Oddou, and J. Osland); Readings and Cases in International Human Resource Management. (2007, Routledge, with G. Oddou, & G. Stahl); Mergers & Acquisitions:  Managing Culture and Human Resources (2005, Stanford University Press; with G. Stahl) Global Leaders, Global Assignments:  An Integration of Research and Practice. (2005, with L. Stroh, J.S. Black, & H. Gregersen, Erlbaum & Associates). He is active in the Academy of Management, and is currently past president of the International Management Division of that organization.

Dr. John McIntyre, Director, Georgia Tech CIBER

Dr. John R. McIntyre is center director of the Georgia Tech CIBER, professor of management and international relations, with joint appointment in Georgia Tech’s College of Management and Sam Nunn School of International Affairs. He received his graduate education at Northeastern University and completed his Ph.D. at the University of Georgia. Prior to joining Georgia Tech in September 1981, he was Research Associate for International Management at the Dean Rusk Center of the University of Georgia Law School. In addition to numerous books, Dr. McIntyre has published in journals such as Technology and Society, Public Administration Quarterly, International Management Review, Defense Analysis, Studies in Comparative and International Development, The Journal of European Marketing, Politique Internationale, International Executive, and International Trade Journal.

Mr. Scott McMurray, a Senior Project Manager at the Georgia Department of Economic Development

Scott McMurray is a Senior Project Manager for Global Commerce at the Georgia Department of Economic Development (GDEcD), the marketing arm of the state of Georgia. He develops business relationships with companies both international and domestic and recruits those companies to establish facilities in Georgia. A member of the department’s LEAF Team, Mr. McMurray specializes in ports and logistics projects and handles most of the Japanese projects as well. Mr. McMurray is on the Board of Directors for the Japan-America Society of Georgia. Previously, he held management positions with Mitsubishi Warehouse California Corp. and Overseas Operations Export Management, both of Los Angeles, CA. From 1988 until 1993, Scott worked as both a public high school English teacher and college instructor in Miyazaki, Japan. From 1993 until 1996, he held a position as an Import Manager for a retail store chain in southwest Japan. A native of North Andover, MA, Scott holds bachelor’s degrees in English Literature and in Economics and an M.A. in English Literature from Emory University. Additionally, he holds an associate’s degree in the Japanese Language from Southern Japan International College in Miyazaki, Japan. Scott, his wife Robin and dog “Jess” reside in Atlanta, GA.

Mr. Roger Neuenschwander, President at tvsdesign

Roger began his architectural career with tvsdesign in 1973 serving as an apprentice architect with the Omni International Project Team. As a registered design professional, he developed both a deep interest in and a keen appreciation of the special nature that business applications have on an architectural practice. Based on his work experience and desire to expand on his business management skills, he returned to school and received his MBA in 1976 from the Wharton Graduate School of Business. By focusing his attention exclusively on the daily management and financial operations and issues that influence the professional practice, Roger demonstrates that good business and design excellence are inseparable and he provides reliable and thoroughly sound direction for the firm and its staff members.

Dr. Penelope B. Prime, Professor of Economics, Mercer University

Penelope B. Prime, Ph.D. is Professor of Economics in the School of Economics & Business at Mercer University in Atlanta. She teaches International Economics and Business in the MBA and Executive programs, and is Director of the China Research Center ( Dr. Prime’s research focuses on China's economy and business environment, including topics such as China’s foreign trade and investment, domestic market reforms, and provincial and local-level development. Her articles have been published in Growth & Change, Applied Economics, Economic Development and Cultural Change, China Economic Review, Pacific Economic Review, Osaka Economic Papers, and Business Economics, among others. Her most recent book is Global Giant: Is China Changing the Rules of the Game? (coedited with Eva Paus and Jon Western, Palgrave McMillan, 2009).

Kanchana Raman, President & CEO (Founder) of Avion Systems

Kanchana founded the Roswell-based Avion Systems in 1996, and now hires over 850 employees, owns three call centers in India and does business in over 18 countries. Avion Systems provides comprehensive next-generation broadband communication network engineering services in 3G & 4G Cellular Networks, Municipal WiFi Mesh Networks, WiMax, and Cable Networks for Voice & Data. Avion’s client list includes AT&T, Sprint Nextel, Motorola, Ericsson, Nokia, Alcatel-Lucent, Nortel, Accenture, UPS, and the State of Georgia. Kanchana has been featured in the Fortune Magazine as a successful entrepreneur of using “reversed outsourcing model”. In 2008, Avion Systems was named the recipient of the NXTSolution Award at the NXTcomm08 Conference, the most significant telecommunications industry gathering in the world. Kanchana holds several board positions: the Georgia Women’s Business Council, the National Leadership forum for the Women Business Enterprise National Council, and the Women’s Leadership Enterprise. Kanchana received Bachelors and Masters Degrees from India, and has continued her graduate education at Georgia State University and Northwestern University.

Dr. Jagdish Sheth, Charles H. Kellstadt Professor of Marketing, Goizueta Business School of Emory University; Director of the India, China, America Institute (ICA Institute)

Dr. Jagdish (Jag) N. Sheth is the Charles H. Kellstadt Professor of Marketing in the Goizueta Business School at Emory University. He has taught at University of Southern California, University of Illinois, Columbia University, and Massachusetts Institute of Technology. Dr. Sheth is well known internationally for his research in consumer behavior, relationship marketing, competitive strategy and geopolitical analysis. A prolific author, in 2000 Dr. Sheth and Andrew Sobel published a bestseller, Clients for Life (Simon & Schuster). The Rule of Three (2002, Free Press), coauthored with Dr. Rajendra Sisodia, altered the current notions on competition in business. It has been translated into German, Italian, Polish, Russian, Portuguese, Korean, Japanese and Chinese; and was produced as a seven-part television series by CNBC (India). His most recent books include Firms of Endearment; The Self-Destructive Habits of Good Companies…And How to Break Them; Tectonic Shift; and Chindia Rising: How China and India Will Benefit Your Business.  Winner of numerous awards and honors, Dr. Sheth has consulted for corporations world-wide, including AT&T, BellSouth, Cox Communications, Delta, Ernst & Young, Ford, GE, Lucent Technologies, Motorola, Nortel, Pillsbury, Sprint, Square D, and 3M.

Mr. John Simon, KPMG LLP - Mergers & Acquisitions-Tax Practice

John specializes in corporate and partnership tax planning, with an emphasis on the structuring of renewable energy projects, investments and acquisitions. John leads the Mergers & Acquisitions -Tax group’s renewable energy practice, which helps clients structure investments in renewable energy projects, acquire ownership of renewable energy companies, and obtain and monetize energy tax incentives. He is also the East Region leader for KPMG’s Energy Sustainability tax practice and has previously served as a principal in KPMG’s Washington National Tax - Corporate tax group. John frequently advises U.S. and multinational corporations regarding the tax implications of complex business transactions, including mergers and acquisitions, corporate reorganizations, spin-offs, joint ventures, and debt and equity investments. John received an LL.M. (in Taxation) from New York University, where he was a Graduate Editor of the Tax Law Review, and a J.D. (with distinction) from Emory University, where he was an Associate Editor of the Emory Law Journal. Prior to joining KPMG, John practiced with a major international law firm and has served for many years as an Adjunct Professor at the Emory University School of Law where he taught corporate and partnership taxation courses.

William L. Strang, Senior Vice President of Operations, TOTO USA

Xianqin (Lisa) Wallace, UPS Corporate Marketing Manager

Xianqin (Lisa) Wallas has over 25 years of experience in international trade, logistics, marketing and business development; she is the Marketing Manager for UPS Retail Segment. Xianqin is the recipient of the 2008 OCA National Asian Pacific American Corporate Achievement Award for her outstanding contribution to her company and her dedication to community services. In 2009, Xianqin received the YWCA Salute to Women of Corporate Achievement award for her professional and civic accomplishments. Xianqin started her career in China with the china Customs as a Tariff & Duty Collection/Exemption officer in 1985 and has worked with import and export companies in China for more than 10 years. She has extensive experience in international trade and has also played a leading role in setting up a number of joint ventures in China.

She is serving as a council member of the Global Council at the Metro Atlanta Chamber of Commerce and is on the Board of NACA. Xianqin holds a Bachelor degree in English from Zheng Zhou University, China, and Masters degrees in Computer Information Systems and Marketing from Georgia State University.

Dr. Atsushi Yoshikawa, Visiting Professor at Tokyo Institute of Technology; Corporate Officer and Chief Researcher at The Japan Institute for Educational Measurement
Dr. Atsushi Yoshikawa is currently Visiting Professor at Tokyo Institute of Technology and serves as a Corporate Officer and Chief Researcher at The Japan Institute for Educational Measurement (JIEM). Dr. Yoshikawa’s current areas of research include agent-based simulation adult learning and assessment in organizations.
Prior to his current appointments, he served as Senior executive manager at NTT DATA Corporation from 2000 to 2007 and Visiting Associate Professor at Japan Advanced Institute of Science and Technology from 1998-2000, following his career as senior researcher at NTT from 1991-1998. His research projects range from Cognitive Science to narrative training methods with “manga.”

Henry Yu, President, Shanghai Bosun Capital Advisors, China

Henry Yu joined Shanghai Bosun Capital Advisors as President in January 2011. SH Bosun is a global merchant banking boutique headquartered in Shanghai. From January 2008 to December 2010, Mr. Yu was a senior manager for the Standard Chartered Bank of China. Prior to 2008, he was the Managing Director of Global Trade Solutions for SunTrust Bank of Atlanta, USA. At SunTrust, Mr. Yu also served as Compliance Task Force member of the Corporate and Investment Banking Group, Diversity Council member, and Head of Asian Bankers Initiatives. His past affiliation included a senior management position at Comerica Bank and National City Bank. Mr. Yu started his banking career with the Hong Kong brank of Bank of America in 1981. His experiences cover trade and trade finance, credit administration, structure finance (asset-backed securitization, CDO/CLO distribution), domestic and global cash management, securities investment, capital markets, wealth management, multi-national client relationship management, and financial institution relationship management. In addition to bank clients from Asia, Mr. Yu handled banking and finance needs of many Asian companies such as Acer computer (Taiwan), Winbond Electronics (Taiwan), Astra Group (Indonesia), Reliance Group (India), Korean Electric Power, Asial Pulp and Paper (Indonesia & Singapore), Hong Leong Group (Malaysia), V Tech (HK), China's CITIC Group, Sino Pac, COFCO, COSCO, and many Japanese automakers in the USA such as Mazda, Toyota, Nissan, Honda, Subaru-Isuzu, as well as top five Japanese trading companies.